:root {
  --brand: #165C7D;
  --brand-dark: #0f4158;
  --ink: #1f2a30;
  --muted: #5d6b73;
  --line: #dce5e8;
  --soft: #f5f8f9;
  --white: #ffffff;
  --radius: 22px;
  --shadow: 0 18px 45px rgba(15, 65, 88, 0.10);
  --max: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.65;
  font-size: 17px;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--brand); text-decoration: none; }
a:hover { text-decoration: underline; }

.skip-link {
  position: absolute;
  top: -40px;
  left: 16px;
  background: var(--brand);
  color: var(--white);
  padding: 8px 12px;
  border-radius: 8px;
  z-index: 1000;
}
.skip-link:focus { top: 12px; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.96);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(10px);
}
.header-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 18px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.logo img { width: 300px; }
.main-nav {
  display: flex;
  align-items: center;
  gap: 22px;
  flex-wrap: wrap;
  justify-content: flex-end;
  font-size: 15px;
}
.main-nav a { color: var(--ink); }
.main-nav .button-small { color: var(--white); }

.button, .button-secondary, .button-small {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  font-weight: 700;
  text-decoration: none;
  transition: transform 160ms ease, box-shadow 160ms ease, background 160ms ease;
}
.button {
  background: var(--brand);
  color: var(--white);
  padding: 14px 22px;
  box-shadow: 0 12px 28px rgba(22, 92, 125, 0.18);
}
.button:hover, .button-small:hover {
  background: var(--brand-dark);
  text-decoration: none;
  transform: translateY(-1px);
}
.button-secondary {
  color: var(--brand);
  border: 1px solid var(--brand);
  padding: 13px 21px;
  background: var(--white);
}
.button-secondary:hover {
  background: var(--soft);
  text-decoration: none;
  transform: translateY(-1px);
}
.button-small {
  background: var(--brand);
  padding: 10px 16px;
  font-size: 14px;
}

main { overflow: hidden; }
.section, .hero {
  max-width: var(--max);
  margin: 0 auto;
  padding: 82px 24px;
}
.hero {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  align-items: center;
  gap: 52px;
  min-height: 620px;
}
.hero.no-image { grid-template-columns: 1fr; min-height: auto; }
.hero-image img, .image-card img {
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  background: var(--soft);
}
.eyebrow {
  color: var(--brand);
  font-weight: 800;
  letter-spacing: .03em;
  text-transform: uppercase;
  font-size: 13px;
  margin-bottom: 12px;
}
h1, h2, h3 {
  line-height: 1.15;
  color: var(--ink);
  margin: 0 0 20px;
}
h1 { font-size: clamp(2.35rem, 5vw, 4.7rem); letter-spacing: -0.04em; }
h2 { font-size: clamp(1.9rem, 3vw, 3rem); letter-spacing: -0.03em; }
h3 { font-size: 1.25rem; }
p { margin: 0 0 18px; }
.lead { font-size: clamp(1.1rem, 2vw, 1.32rem); color: var(--muted); max-width: 760px; }
.hero .lead { max-width: 630px; }
.cta-row { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 30px; }
.kicker { font-weight: 800; color: var(--brand); }

.soft-band { background: var(--soft); }
.full-band { background: var(--soft); }
.full-band .section { padding-top: 78px; padding-bottom: 78px; }
.grid-2, .grid-3, .grid-4 {
  display: grid;
  gap: 24px;
  margin-top: 30px;
}
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: 0 10px 30px rgba(31, 42, 48, 0.04);
}
.card h3 { margin-bottom: 12px; }
.card p:last-child { margin-bottom: 0; }
.card .button-secondary, .card .button { margin-top: 14px; }

.statement {
  border-left: 5px solid var(--brand);
  padding: 22px 26px;
  background: var(--soft);
  border-radius: 0 var(--radius) var(--radius) 0;
  font-size: 1.15rem;
  font-weight: 750;
  margin: 28px 0;
}
.check-list, .plain-list {
  list-style: none;
  padding: 0;
  margin: 24px 0 0;
}
.check-list li, .plain-list li {
  padding: 10px 0 10px 30px;
  position: relative;
  border-bottom: 1px solid var(--line);
}
.check-list li:before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--brand);
  font-weight: 900;
}
.plain-list li:before {
  content: "—";
  position: absolute;
  left: 0;
  color: var(--brand);
  font-weight: 900;
}
.steps { counter-reset: step; }
.step {
  position: relative;
  padding-left: 56px;
}
.step:before {
  counter-increment: step;
  content: counter(step);
  position: absolute;
  left: 0;
  top: 2px;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--brand);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
}

.contact-options {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  margin-top: 36px;
}
.contact-card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px;
  background: var(--white);
  box-shadow: var(--shadow);
}
.notice {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--soft);
  padding: 22px;
  color: var(--muted);
  margin-top: 28px;
}

.site-footer {
  background: #f0f5f6;
  border-top: 1px solid var(--line);
  margin-top: 60px;
}
.footer-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 54px 24px;
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: 32px;
}
.footer-logo { width: 190px; margin-bottom: 18px; }
.footer-nav, .footer-legal { display: grid; gap: 10px; }
.footer-title { font-weight: 800; margin-bottom: 8px; color: var(--ink); }
.footer-bottom {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px 28px;
  color: var(--muted);
  font-size: 14px;
}

@media (max-width: 880px) {
  .header-inner { align-items: flex-start; flex-direction: column; }
  .main-nav { justify-content: flex-start; gap: 14px; }
  .hero { grid-template-columns: 1fr; min-height: auto; padding-top: 56px; }
  .grid-2, .grid-3, .grid-4, .contact-options, .footer-inner { grid-template-columns: 1fr; }
  .section, .hero { padding-left: 20px; padding-right: 20px; }
  .logo img, .footer-logo { width: 210px; }
}

@media (max-width: 520px) {
  body { font-size: 16px; }
  h1 { font-size: 2.35rem; }
  .section, .hero { padding-top: 58px; padding-bottom: 58px; }
  .card, .contact-card { padding: 22px; }
  .button, .button-secondary { width: 100%; }
}